Transition Your Group Health Plan Members To Medicare
Spear Financial Services take the burden of explaining Medicare to your employees.
You want to continue assisting your employees and retirees as they reach Medicare eligibility. But, your HR staff doesn’t have the time or expertise to provide answers to Medicare questions. That’s where Spear Financial Services come in.

The Medicare Part D benefit is an optional benefit that can be purchased by either the Medicare beneficiary or by you on the beneficiary’s behalf.  If pharmacy benefits are covered under your group health plan, employer must inform Medicare-eligible individuals whether the prescription coverage offered is “creditable” (equal to the standard Medicare benefit) or “noncreditable” (not equal to the standard Medicare benefit).

Our agents are Medicare-licensed and certified.
With our program, you’ll be able to: 
  • Relieve your HR staff of the responsibility of advising employees.
  • Offer an exclusive service to employees/retirees at no cost to them or your business. 
  • Help guide your Medicare-eligible employees to a local resource that can find the right Medicare coverage for their individual health and budget. 
Our services are free and efficient.
We offer several options you can tailor to your needs:
  • A Medicare presentation or informal Q&A session in your workplace 
  • Organized support when your eligible employees move from group plan to Medicare

Spear Financial Services is licensed to enroll beneficiaries into Medicare Advantage Plans (MA), Medicare Supplement (Medigap), and Prescription Drug Plans (PDPs) with Medicare contracts.

Contact Us
Keith Spear, CRTP
(951) 215-6446