OUR PROCESS
Teaching people how to choose the right policy for themselves based on usage rather than cost is important.
    We assist you in defining your goals and formulating a strategy.  Our service plan is designed to ensure timely and well-managed delivery to reach your objectives while adapting to change.  

    Development and maintenance of plan includes several phases.
    1. Initial Analysis – Develope or review your benefits program goals and budget
    2. Strategic Planning – Develope a three to five year strategy to meet your goals and objectives
    3. Tactical Management – Twelve month service plan aligning with our strategy
    4. Implementation – Enrollment, employee education, and daily support
    5. Renewal – Performance analysis, trend review, new benefit considerations
    6. Annual Review – Review benefit costs and claims utilization analysis with comparisons to benchmark norms and prior plan year’s performance
    Protect your most valuable assets, and position your business for success. Allow us to be your advocate.
      Contact Us
      Keith Spear, CRTP
      Owner
      (951) 215-6446
      https://www.linkedin.com/in/spearkeith/